800 Phone Numbers
How to call F&M Bank & Trust: use the toll free number below to contact customer support for account help, bill pay, lost cards etc. When you call, you will be asked the questions below.
How to Speak with a Real Person
F&M Bank makes it easy to talk with a human. Just dial 877-221-6424 and you will be connected right away.
Customer Service
877-221-6424
24 hours
- F&M Bank, this XXXX, can I help you? (real person)
24 Hour Phone Banking
1-800-606-6414
- Welcome to F&M Bank and Trust Company’s telephone banking system.
- For today’s transactions choose menu option 1,
- Account information: after entering your account number and pin, choose menu option 2,
- Review transactions: then choose menu option 5, pending transitions.
- For all other inquiries please listen to the phone options.
- For account information press 1,
- for check verification press 3,
- For miscellaneous information press 4,
- for locations & business options, press 1
- for current events, press 2
- to end this call press 9 or hang up.